New Hampshire life and health practice exam

1. What is the minimum age for a resident individual insurance producer license in New Hampshire?

1. 16
2. 19
3. 18
4. 21

2. How many hours of continuing education must a New Hampshire resident producer complete, and how often?

1. 12 hours every year
2. 24 hours every 2 years
3. 36 hours every 3 years
4. 30 hours every 2 years

3. Of the 24 CE hours a New Hampshire producer completes each cycle, how many must be approved for ethics credit?

1. Exactly 1 hour
2. None
3. At least 6 hours, with no maximum
4. At least 3 hours, but no more than 10 hours

4. By when must a New Hampshire producer's CE completion be certified to the Insurance Department?

1. On the renewal date
2. At least 60 days prior to the renewal date
3. At least 30 days after the renewal date
4. At least 6 months prior to the renewal date

5. When does a New Hampshire individual producer license expire?

1. December 31 of each year
2. On the anniversary of the exam date
3. On the last day of the producer's birth month
4. On May 31

6. A New Hampshire producer failed to pay the renewal fee. Within what period may the license be reinstated without an exam?

1. 24 months from the due date of the renewal fee
2. 12 months
3. 30 days
4. 5 years

7. What is the longest period a New Hampshire temporary producer license may last?

1. 30 days
2. 90 days
3. 1 year
4. 180 days

1. A New Hampshire producer moves. Within how many days must the commissioner be notified of the address change?

1. 10 days
2. 15 days
3. 60 days
4. 30 days

2. A New Hampshire producer is charged with a crime. When must the producer report the criminal prosecution to the commissioner?

1. Within 10 days of arrest
2. Within 30 days of the initial pretrial hearing date
3. Only after a conviction
4. At the next license renewal

3. An insurer appoints a producer in New Hampshire. Within how many days must the insurer file the notice of appointment?

1. 15 days from the date the agency contract is executed or the first application is submitted
2. 5 days
3. 30 days from the first policy issued
4. 45 days from the contract date

4. An insurer terminates a New Hampshire producer's appointment. When must the insurer notify the commissioner?

1. Within 15 days following the effective date of the termination
2. Within 30 days
3. Within 60 days
4. Only if the termination is for cause

1. Under New Hampshire law, a life policy becomes incontestable by the insurer after it has been in force during the insured's lifetime for:

1. 1 year
2. 2 years
3. 3 years
4. 5 years

2. A New Hampshire life policy contains a suicide exclusion. After what point may the exclusion no longer apply?

1. The first anniversary of the effective date
2. The third anniversary of the effective date
3. The second anniversary of the effective date
4. It may apply for the life of the policy

3. A New Hampshire life insurer is slow to pay a death claim. When does additional interest of 10 percent per year begin to accrue?

1. 31 calendar days after the later of receipt of due proof of death or of enough information to determine liability and the beneficiary
2. On the date of death
3. 90 days after the date of death
4. Only after a court judgment

1. What grace period must a New Hampshire individual accident and health policy with an annual premium provide?

1. 7 days
2. 10 days
3. 60 days
4. 31 days

2. Under the time limit on certain defenses provision in New Hampshire accident and health policies, non-fraudulent misstatements cannot void the policy after:

1. 1 year from the date of issue
2. 3 years from the date of issue
3. 2 years from the date of issue
4. 5 years from the date of issue

3. Under New Hampshire law, what is the most an insured can be charged as a copayment for covered prescription insulin?

1. $25 per prescription, after the deductible
2. $35 per month, after the deductible
3. $30 for each 30-day supply, with no deductible
4. $50 for each 90-day supply

1. Under New Hampshire's rebating law, a producer may give promotional items only if their fair market value is no more than:

1. $100 per consumer, per year
2. $50 per policy
3. $25 per consumer, per transaction
4. $250 per consumer, per year