| Alabama | No wait after a first or third failed attempt. Wait 90 days after a second, and 180 days after a fourth. Source: University of Alabama, Insurance Testing (exam administrator for the Alabama DOI) | Life and Health Property and Casualty |
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| Alaska | Retake the whole exam (both parts). Online retakes: wait 7 days, then 14, then 30; after 4 online attempts, test at a center. Source: Pearson VUE, Alaska Insurance Licensing Candidate Handbook (Sep 2023) | Life and Health Property and Casualty |
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| Arizona | Life and Health: Up to 4 attempts per line within one year. After a fourth failed attempt, wait one year. Source: PSI, Arizona Insurance Candidate Information Bulletin (rev. Jun 2026)Property and Casualty: Up to 4 attempts per exam in a 12-month period. After a fourth failed attempt, wait one year. Source: PSI, Arizona Insurance Candidate Information Bulletin (rev. Jun 2026) | Life and Health Property and Casualty |
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| Arkansas | Up to three attempts within the 90-day approval period. After three attempts or 90 days, wait four weeks and apply for a new approval to test. You cannot book a retake on the same day you test, and you need valid pre-licensing proof for every attempt. Source: PSI, Arkansas Insurance Department Candidate Information Bulletin, pages 4, 7 and 8 | Life and Health Property and Casualty |
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| California | Reschedule through PSI and pay the exam fee again Source: CDI, Rescheduling and Retaking the Examination | Life and Health Property and Casualty |
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| Colorado | Wait 24 hours before booking a retake. You cannot book it at the test center. Source: Pearson VUE, Colorado Insurance Licensing Candidate Handbook (Jul 2026) | Life and Health Property and Casualty |
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| Connecticut | No overall limit. Wait 24 hours before booking each retake. Source: Connecticut Insurance Department, Exam/Testing and Pre-Licensing | Life and Health Property and Casualty |
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| Delaware | Wait 24 hours. Retake only the part you failed, but pass both parts within one year or retake the whole exam. Source: Pearson VUE, Delaware Insurance Candidate Handbook (Jun 2025) | Life and Health Property and Casualty |
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| District of Columbia | Wait 24 hours before booking a retake Source: Pearson VUE, District of Columbia Insurance Licensing Candidate Handbook (Sep 2022, rev Dec 2024) | Life and Health Property and Casualty |
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| Florida | Up to 5 attempts at the same exam in a 12-month period Source: Florida DFS, Examinations | Life and Health Property and Casualty |
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| Georgia | Life and Health: Wait 14 days after your first and second failed attempts, then 60 days after each later attempt. No limit on attempts. Source: Pearson VUE, Georgia Insurance Candidate Handbook (Oct 2026)Property and Casualty: Wait 14 days after your first and second failed attempts, then 60 days after each later attempt Source: Pearson VUE, Georgia Insurance Candidate Handbook (Oct 2026) | Life and Health Property and Casualty |
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| Hawaii | Test center: wait 24 hours after each failed attempt. Online: wait 2 weeks for the first retest, then 4 weeks before each one after that. Source: Pearson VUE, Hawaii Insurance Licensing Candidate Handbook (Jan 2026) | Life and Health Property and Casualty |
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| Idaho | Wait 24 hours after your last attempt, then pay a new exam fee Source: Pearson VUE, Idaho Insurance Licensing Candidate Handbook (Oct 2025, rev Mar 2026) | Life and Health Property and Casualty |
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| Illinois | Wait 24 hours before booking a retake at a test center Source: Pearson VUE, Illinois Insurance Candidate Handbook (Aug 2026), pages 14-15 | Life and Health Property and Casualty |
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| Indiana | Wait 48 hours before retaking an exam Source: Pearson VUE, Indiana Insurance Candidate Handbook (Aug 2026) | Life and Health Property and Casualty |
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| Iowa | Wait 24 hours before booking a retake Source: Pearson VUE, Iowa Insurance Content Outlines (Jan 2026) | Life and Health Property and Casualty |
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| Kansas | Wait at least 7 calendar days after a failed attempt. No limit on attempts. Source: Pearson VUE, Kansas Insurance Licensing Candidate Handbook (Jul 2026) | Life and Health Property and Casualty |
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| Kentucky | Pay the $50 retake fee and reschedule through eServices as soon as the next business day Source: Kentucky DOI, Testing Sites and Schedules | Life and Health Property and Casualty |
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| Louisiana | No limit on attempts within one year. You cannot book a new exam on the same day. Source: PSI, Louisiana Department of Insurance Candidate Information Bulletin (Jan 2025) | Life and Health Property and Casualty |
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| Maine | Wait one day before scheduling a retake Source: Pearson VUE, Maine Insurance Licensing Candidate Handbook (Mar 2026) | Life and Health Property and Casualty |
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| Maryland | Wait 4 days before retaking the same exam Source: Prometric, Maryland Insurance Administration Licensing Information Bulletin (Oct 2026) | Life and Health Property and Casualty |
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| Massachusetts | Reapply and pay a new exam fee after a failed attempt Source: Pearson VUE, Massachusetts Division of Insurance Candidate Handbook (Jun 2026) | Life and Health Property and Casualty |
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| Michigan | You cannot book a new appointment on the same day you test Source: PSI, Michigan Insurance Candidate Information Bulletin (Jun 2025) | Life and Health Property and Casualty |
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| Minnesota | You cannot book a new exam on the same day you test Source: PSI, Minnesota Insurance Licensing Candidate Information Bulletin (Oct 2026), page 7 | Life and Health Property and Casualty |
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| Mississippi | Wait one day before scheduling a retake at a test center. Online (OnVUE), wait 14 days after a first failed attempt. Source: Pearson VUE, Mississippi Insurance Candidate Handbook (Jul 2025) | Life and Health Property and Casualty |
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| Missouri | Wait one day before scheduling a retake Source: Pearson VUE, Missouri Insurance Licensing Candidate Handbook (Mar 2026) | Life and Health Property and Casualty |
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| Montana | Wait 24 hours and retake the whole exam (both parts). Online: 2 attempts per exam, then a test center. Source: Pearson VUE, Montana Insurance Licensing Candidate Handbook (Jun 2025) | Life and Health Property and Casualty |
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| Nebraska | No limit on attempts, but you cannot book a new exam on the same day you test Source: Nebraska Department of Insurance, Insurance Licensing Examination Candidate Information Bulletin (PSI, Feb 2024) | Life and Health Property and Casualty |
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| Nevada | Wait 24 hours before booking a retake at a test center Source: Pearson VUE, Nevada Insurance Licensing Candidate Handbook (Oct 2024) | Life and Health Property and Casualty |
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| New Hampshire | You cannot book a new exam on the same day you test Source: PSI, New Hampshire Insurance Department Candidate Information Bulletin (Aug 2026) | Life and Health Property and Casualty |
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| New Jersey | You cannot book a new exam on the same day you take one Source: PSI, New Jersey Insurance Producer Candidate Information Bulletin (updated Sep 2026) | Life and Health Property and Casualty |
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| New Mexico | Up to 4 attempts per line of authority. After a fourth failed attempt, wait 6 months. Source: PSI, New Mexico OSI Insurance Candidate Information Bulletin (Jun 2026) | Life and Health Property and Casualty |
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| New York | No new appointment on the same day. Call PSI the next day; you may retest as soon as the following day. Source: PSI, New York Insurance Candidate Information Bulletin | Life and Health Property and Casualty |
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| North Carolina | Wait 24 hours before scheduling a retake Source: NCDOI, North Carolina Insurance Licensing Candidate Handbook (Oct 2025) | Life and Health Property and Casualty |
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| North Dakota | No limit on attempts, but you cannot book a new exam on the same day you test Source: PSI, North Dakota Insurance and Securities Department Candidate Information Bulletin (Sep 2026) | Life and Health Property and Casualty |
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| Ohio | No limit on attempts. You cannot book a new appointment the same day. Source: PSI, Ohio Insurance Candidate Handbook (Jul 2023), hosted by ODI | Life and Health Property and Casualty |
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| Oklahoma | No limit. You cannot book a new exam on the same day you tested. Source: PSI, Oklahoma Insurance Department Candidate Information Bulletin (2026) | Life and Health Property and Casualty |
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| Oregon | Life and Health: Unlimited attempts within the one-year eligibility. Bring your certificate each time, and you cannot book the same day. Source: PSI, Oregon Insurance Licensing Candidate Information Bulletin (Aug 2025)Property and Casualty: Unlimited attempts within the one-year certificate period. Bring your certificate each time, and you cannot book the same day. Source: PSI, Oregon Insurance Licensing Candidate Information Bulletin (Aug 2025) | Life and Health Property and Casualty |
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| Pennsylvania | No limit on attempts. You cannot retest the same day. Source: PSI, Pennsylvania Insurance Candidate Information Bulletin (Jan 2026) | Life and Health Property and Casualty |
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| Rhode Island | Wait 24 hours before booking a retake Source: Pearson VUE, Rhode Island Department of Insurance Licensing Candidate Handbook (Feb 2026) | Life and Health Property and Casualty |
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| South Carolina | Wait 24 hours before booking a retake. Up to 6 attempts per exam in a one-year period. Source: Pearson VUE, South Carolina Insurance Licensing Candidate Handbook | Life and Health Property and Casualty |
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| South Dakota | Wait 24 hours before booking a retake Source: Pearson VUE, South Dakota Insurance Licensing Candidate Handbook (Aug 2026) | Life and Health Property and Casualty |
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| Tennessee | Wait 10 days after a first failed attempt and 30 days after each later attempt Source: Pearson VUE, Tennessee Insurance Candidate Handbook (Oct 2025) | Life and Health Property and Casualty |
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| Texas | You can schedule a new exam within one day. No limit on attempts. Source: Pearson VUE, Texas Insurance Candidate Handbook (Oct 2024) | Life and Health Property and Casualty |
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| Utah | If you do not pass, register, pay and schedule again with Prometric. The bulletin sets no waiting period or limit on attempts. Source: Prometric, Utah Insurance Department Licensing Information Bulletin (Sep 2025), page 4 | Life and Health Property and Casualty |
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| Vermont | Check with your state. Vermont Department of Financial Regulation | Life and Health Property and Casualty |
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| Virginia | Wait 24 hours before booking a retake. After a third failed attempt, wait 30 calendar days. Source: Prometric, Virginia Bureau of Insurance Licensing Information Bulletin | Life and Health Property and Casualty |
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| Washington | No limit on attempts. You cannot book a new exam on the same day you test. Source: PSI, Washington OIC Insurance Candidate Information Bulletin (rev. Aug 2026) | Life and Health Property and Casualty |
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| West Virginia | Up to 8 attempts per line of authority. Wait 24 hours before booking again. Source: Pearson VUE, West Virginia Insurance Candidate Handbook (Sep 2026) | Life and Health Property and Casualty |
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| Wisconsin | No limit on attempts. You cannot book a new exam on the same day. Source: PSI, Wisconsin Insurance Licensing Candidate Information Bulletin (Mar 2026) | Life and Health Property and Casualty |
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| Wyoming | Wait 24 hours. No partial passes: a failed combined exam is retaken in full. Online: 2 attempts per exam. Source: Pearson VUE, Wyoming Insurance Licensing Candidate Handbook (Jan 2023) | Life and Health Property and Casualty |
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