Alaska property and casualty practice exam
Free property and casualty practice for the Alaska producer exam: 367 general questions plus 17 Alaska state law questions, each with an explanation.
Licensing facts checked on
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Getting your Alaska property and casualty license
Alaska's property and casualty exams are given by Pearson VUE at a test center or online for $89. Exam results are valid for one year.
- Exam provider
- Pearson VUE, at a test center or online (OnVUE)
- Exam fee
- $89. Two allowed exams taken in one session also cost $89.
- Exam format
- Property and casualty are separate exams. Each has a general section of 60 questions (50 scored) in 1 hour 15 minutes and an Alaska section of 50 questions in 1 hour.
- Passing score
- 70 on a scaled score
- Retakes
- Retake the whole exam (both parts). Online retakes: wait 7 days, then 14, then 30; after 4 online attempts, test at a center.
How to plan your retake
Retake rules by state - Score valid for
- One year. Scores must be less than a year old when you apply.
- Continuing education
- 24 credit hours to renew, including at least 3 hours of ethics
Official links
- Alaska Division of Insurance - official state insurance department
- Pearson VUE, Alaska Insurance Licensing Candidate Handbook (Sep 2023) - exam provider information
Licensing facts checked on , against official sources. Fees and rules change, so confirm with the Alaska Division of Insurance and your exam's candidate handbook before you register.
Alaska state law questions
Every Alaska question with its answer, explanation, and the law it comes from.
Auto Insurance
7 questions
1. What are Alaska's minimum bodily injury liability limits for a motor vehicle?
- $25,000 per person and $50,000 per accident
- $30,000 per person and $60,000 per accident
- $100,000 per person and $300,000 per accident
- $50,000 per person and $100,000 per accident
Show answer
The Division of Insurance and the Division of Motor Vehicles both list 50/100 for bodily injury or death.
2. What is Alaska's minimum property damage liability limit per accident?
- $25,000
- $10,000
- $15,000
- $50,000
Show answer
The Division of Motor Vehicles lists $25,000 for property damage alongside the 50/100 bodily injury minimum.
3. In Alaska, an SR-22 must be filed with the Division of Motor Vehicles for how long after an accident in which the driver was uninsured?
- One year
- Two years
- Five years
- Three years
Show answer
Driving without required insurance can lead to license suspension, and reinstatement requires an SR-22 and fees.
4. If an Alaska insured rejects uninsured and underinsured motorist coverage, what must the insurer do at renewal?
- It need not re-offer the coverage, but the insured may request it at any time
- It must re-offer the coverage at every renewal
- It must add the coverage at the liability limits
- It must cancel the policy
Show answer
The Division's guide states this rule for UM and UIM coverage that the insured has rejected.
5. Under the Division of Insurance guide, Alaska law gives drivers over what age a discount for completing an approved accident prevention course?
- 50
- 55
- 60
- 65
Show answer
The course must be approved by the Department of Administration.
6. According to the Division of Insurance guide, what may an Alaska insurer consider when selecting applicants and setting auto rates?
- Marital status only
- The color of the vehicle
- Whether the insured owns a home
- Credit information
Show answer
Consumers may dispute credit information or request an exception for extraordinary life circumstances.
7. AS 28.20.440(l), as cited by the Division of Insurance, allows an Alaska insured to do what?
- Waive the minimum liability limits
- Reject property damage liability
- Exclude a household driver from coverage
- Skip proof of insurance in rural areas
Show answer
The Division's auto insurance guide cites this subsection in its rating discussion.
Residual Markets
1 question
1. In Alaska, which plan assigns auto insurance applicants who cannot get coverage elsewhere to private insurers?
- The Alaska Automobile Insurance Plan
- The Alaska FAIR Plan
- The Alaska Joint Underwriting Association
- The Alaska Insurance Pool
Show answer
The Division of Insurance guide identifies the plan and says AIPSO administers it.
Guaranty Association
3 questions
1. What is the maximum the Alaska Insurance Guaranty Association pays for each covered claim, according to the Division of Insurance summary?
- $100,000
- $300,000
- $1,000,000
- $500,000
Show answer
The summary also says the association cannot pay more than the insurer would owe under the policy.
2. The Alaska Insurance Guaranty Association pays no more than what amount in unearned premium?
- $1,000
- $25,000
- $10,000
- $50,000
Show answer
This limit appears in the Division of Insurance coverage summary.
3. For covered claims under a workers compensation policy, the Alaska Insurance Guaranty Association pays:
- Up to $100,000 per claim
- Up to $300,000 per claim
- Up to $500,000 per claim
- The full amount, with no dollar cap stated
Show answer
The Division of Insurance summary states a full-payment rule for workers compensation covered claims.
Licensing and CE
5 questions
1. How many continuing education credit hours does an Alaska licensee who held a license for a full two-year period need to renew?
- 24 hours
- 12 hours
- 20 hours
- 30 hours
Show answer
3 AAC 23.100(b) sets the requirement for a two-year license period.
2. Of the 24 CE hours an Alaska licensee needs, at least how many must cover insurance ethics?
- 1 hour
- 3 hours
- 2 hours
- 6 hours
Show answer
3 AAC 23.100(b) sets the ethics minimum within the 24-hour requirement.
3. If an Alaska licensee claims the same CE course more than once in a two-year license period, how much credit is earned for it?
- Half credit
- Full credit each time
- No credit for the repeat
- Credit if the course was updated
Show answer
3 AAC 23.140(2) denies credit for a course claimed more than once in any two-year license period.
4. No more than how many CE credit hours in management, marketing, and sales training count in an Alaska two-year period?
- 8 hours
- 3 hours
- 12 hours
- 24 hours
Show answer
The director will approve no more than 8 credit hours in management, marketing, and sales training during a two-year license period.
5. For Alaska CE purposes, one credit hour is at least how many minutes of continuous instruction or self-study?
- 30 minutes
- 50 minutes
- 45 minutes
- 60 minutes
Show answer
A credit hour requires at least 50 minutes of continuous instruction in a contact class or at least 50 minutes of self-study.
Workers Compensation
1 question
1. Under AS 23.30.100, notice of an Alaska work injury must be given within how many days after the injury?
- 30 days
- 10 days
- 60 days
- 90 days
Show answer
Failure to give notice does not bar a claim if the employer or carrier knew of the injury and the board finds no prejudice.
Key Alaska terms
20 plain-English cards on Alaska insurance law, from the Alaska flashcard deck.
Auto Insurance
- Alaska minimum bodily injury limits
- $50,000 per person and $100,000 per accident.
- Alaska minimum property damage limit
- $25,000 per accident.
- Alaska SR-22 duration
- An SR-22 must be filed with the DMV for three years after an accident in which the driver was uninsured.
- Alaska UM/UIM rejection at renewal
- If the insured rejected the coverage, the insurer need not re-offer it at renewal, but the insured may request it any time.
- Alaska accident prevention course discount
- Drivers over 55 get a discount for completing an approved accident prevention course.
- Alaska credit information use
- An insurer may consider credit information when selecting applicants and setting auto rates.
- Alaska excluded household driver
- AS 28.20.440(l) allows an insured to exclude a household driver from coverage.
Residual Markets
- Alaska Automobile Insurance Plan
- Assigns auto applicants who cannot get coverage elsewhere to private insurers.
Guaranty Association
- Alaska guaranty association limit
- Pays up to $500,000 per covered claim, according to the Division of Insurance summary.
- Alaska guaranty unearned premium cap
- No more than $10,000 in unearned premium.
- Alaska guaranty workers comp claims
- The full amount, with no dollar cap stated.
Licensing and CE
- Alaska P&C CE requirement
- 24 hours to renew after a full two-year license period.
- Alaska ethics CE hours
- At least 3 of the 24 hours must cover insurance ethics.
- Alaska repeated CE course
- No credit is earned when the same course is claimed more than once in a two-year period.
- Alaska management and sales CE cap
- No more than 8 CE hours in management, marketing and sales training count in a two-year period.
- Alaska CE credit hour
- One credit hour is at least 50 minutes of continuous instruction or self-study.
- Alaska exam fee
- $89. Two allowed exams taken in one session also cost $89.
- Alaska retake rules
- Retake the whole exam. Online retakes: wait 7 days, then 14, then 30; after 4 online attempts, test at a center.
- Alaska score validity
- One year. Scores must be less than a year old when you apply.
Workers Compensation
- Alaska work injury notice
- Notice must be given within 30 days after the injury (AS 23.30.100).
Keep studying
The general topics make up most of the exam.
Alaska exam questions
How long are Alaska exam results valid?
One year. Your score must be less than a year old when you apply for the license.Source: Pearson VUE, Alaska Insurance Licensing Candidate Handbook (Sep 2023)
Can I take the Alaska insurance exam online?
Yes, through Pearson VUE OnVUE, with up to four online attempts per exam. After that you must test at a center.Source: Pearson VUE, Alaska Insurance Licensing Candidate Handbook (Sep 2023)
Do I need fingerprints for an Alaska license?
Yes. Resident applicants submit a fingerprint card to the Division's Juneau office.Source: Alaska Division of Insurance, Insurance Producer
How much of the Alaska property and casualty exam is state law?
State law is usually around 20 to 30 percent of a state's producer exam. Check the Alaska candidate handbook from your testing provider for the exact content outline.
What does the Alaska state law section cover?
Common areas include licensing and continuing education, auto liability minimums, cancellation and nonrenewal notice rules, and the guaranty fund. This page covers: Auto Insurance, Residual Markets, Guaranty Association, Licensing and CE, Workers Compensation.
Where do these state questions come from?
Each state question is written from the state's statutes, regulations, or insurance department guidance, and the source is linked under the answer so you can read it yourself.
Do I still need the general questions?
Yes. Most of the exam is general property and casualty knowledge. The full exam option here mixes 367 general questions with the Alaska state law questions.