Wyoming property and casualty practice exam
Free property and casualty practice for the Wyoming producer exam: 367 general questions plus 13 Wyoming state law questions, each with an explanation.
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Getting your Wyoming property and casualty license
Wyoming's combined property and casualty exam has 150 questions in 2.5 hours and costs $113 through Pearson VUE. You need 70 percent to pass.
- Exam provider
- Pearson VUE, at a test center or online (OnVUE)
- Exam fee
- Single line: $96. Combined property and casualty: $113.
- Exam format
- Property or casualty alone: 100 questions in 2 hours. Combined property and casualty: 150 questions in 2.5 hours.
- Passing score
- 70 percent
- Retakes
- Wait 24 hours. No partial passes: a failed combined exam is retaken in full. Online: 2 attempts per exam.
How to plan your retake
Retake rules by state - After you pass
- Complete the application within one year
- Continuing education
- 24 credit hours, including at least 3 in ethics
Official links
- Wyoming Department of Insurance - official state insurance department
- Pearson VUE, Wyoming Insurance Licensing Candidate Handbook (Jan 2023) - exam provider information
Licensing facts checked on , against official sources. Fees and rules change, so confirm with the Wyoming Department of Insurance and your exam's candidate handbook before you register.
Wyoming state law questions
Every Wyoming question with its answer, explanation, and the law it comes from.
Licensing and CE
5 questions
1. How many continuing education hours must a Wyoming resident producer complete each licensing period?
- 24 hours, with 3 hours on ethics
- 12 hours, with 1 hour on ethics
- 20 hours, with 2 hours on ethics
- 24 hours, with no ethics hours
Show answer
The Wyoming Department of Insurance requires 24 hours, 3 of them focused on ethics.
2. At most how many excess continuing education credits may a Wyoming producer carry forward to the next renewal term?
- 6 credits
- 12 credits
- 24 credits
- 36 credits
Show answer
Wyoming allows up to 12 credits to carry forward if completed within 120 days of expiration, counting only as general credit.
3. Wyoming does not grant credit for the same continuing education class again within how long?
- 12 months
- 24 months
- 48 months
- 60 months
Show answer
The Department states that credit for a class is not granted again within 48 months.
4. A Wyoming nonresident producer meets continuing education requirements by satisfying:
- Wyoming's 24-hour requirement in full
- an additional 8 hours of Wyoming-specific courses
- Wyoming's ethics requirement only
- the requirements of the producer's home state
Show answer
Wyoming adds no CE requirement for nonresidents beyond those of their home state.
5. How long does a Wyoming resident producer license last before it must be renewed?
- Two years
- One year
- Three years
- Five years
Show answer
The Department states the license lasts two years and renews on the last day of the birthday month.
Guaranty Association
4 questions
1. The Wyoming Insurance Guaranty Association pays up to what amount per covered claim on most claims, excluding workers' compensation and unearned premium?
- $100,000
- $250,000
- $300,000
- $500,000
Show answer
W.S. 26-31-106(c)(iii) sets the maximum at $300,000 per covered claim.
2. The Wyoming guaranty association pays at most how much per policy for the return of unearned premium?
- $2,500
- $7,500
- $5,000
- $10,000
Show answer
W.S. 26-31-106(c)(ii) caps unearned premium returns at $7,500 per policy.
3. How does the Wyoming guaranty association treat covered workers' compensation benefit claims?
- It pays the full amount
- It caps them at $300,000
- It caps them at $7,500
- It pays only half of the amount
Show answer
W.S. 26-31-106(c)(i) requires payment of the full amount of covered workers' compensation claims.
4. In any one year, no Wyoming member insurer may be assessed more than what share of its net direct written premiums?
- 2 percent
- 3 percent
- 5 percent
- 1 percent
Show answer
W.S. 26-31-107(a) caps annual assessments at 1 percent of net direct written premiums for the preceding year.
Workers Compensation
4 questions
1. Under the Wyoming Worker's Compensation Act, a payment is delinquent if it is not paid within how many days after its due date?
- 10 days
- 30 days
- 15 days
- 60 days
Show answer
W.S. 27-14-102(a)(iv) defines delinquent as not paid within 30 days after the due date.
2. A Wyoming employer that elects coverage for employees not otherwise covered may withdraw only after the coverage has been in effect for at least:
- six months
- one year
- two years
- five years
Show answer
W.S. 27-14-108(j) permits withdrawal only after two years, if the employer is current on payments.
3. After a Wyoming sole proprietor or corporate officer elects coverage under 27-14-108(k), withdrawal is barred for how long?
- Eight calendar quarters
- Two calendar quarters
- Four calendar quarters
- Twelve calendar quarters
Show answer
W.S. 27-14-108(k) bars withdrawal for the eight calendar quarters that follow the election.
4. Wyoming treats casual labor as exempt from workers' compensation coverage when the service lasts less than:
- one consecutive week
- four consecutive weeks
- three consecutive months
- two consecutive weeks
Show answer
W.S. 27-14-102(a)(xxiv) defines casual labor as service of less than two consecutive weeks.
Key Wyoming terms
15 plain-English cards on Wyoming insurance law, from the Wyoming flashcard deck.
Licensing and CE
- Wyoming P&C CE requirement
- 24 hours each licensing period, with 3 hours on ethics.
- Wyoming CE carryforward
- Up to 12 excess CE credits carry to the next renewal term.
- Wyoming repeat CE class
- No credit for the same CE class again within 48 months.
- Wyoming nonresident CE
- A nonresident producer meets CE by satisfying the requirements of the home state.
- Wyoming license term
- A resident producer license lasts two years before renewal.
- Wyoming P&C exam fee
- $96 for a single line, $113 for combined property and casualty, through Pearson VUE.
- Wyoming P&C exam format
- Property or casualty alone: 100 questions in 2 hours. Combined: 150 in 2.5 hours, passing at 70 percent.
Guaranty Association
- Wyoming guaranty association limit
- Pays up to $300,000 per covered claim on most claims, excluding workers compensation and unearned premium.
- Wyoming guaranty unearned premium
- At most $7,500 per policy for return of unearned premium.
- Wyoming guaranty workers comp claims
- Pays the full amount of covered workers compensation benefit claims.
- Wyoming guaranty assessment cap
- No member insurer may be assessed more than 1 percent of its net direct written premiums in a year.
Workers Compensation
- Wyoming delinquent workers comp payment
- A payment is delinquent if not paid within 30 days after its due date.
- Wyoming elected coverage withdrawal
- An employer that elects coverage for employees not otherwise covered may withdraw only after at least two years.
- Wyoming owner or officer election
- After a sole proprietor or corporate officer elects coverage under 27-14-108(k), withdrawal is barred for eight calendar quarters.
- Wyoming casual labor exemption
- Casual labor is exempt when the service lasts less than two consecutive weeks.
Keep studying
The general topics make up most of the exam.
Wyoming exam questions
If I fail part of the Wyoming combined exam, what do I retake?
The entire combined exam. Wyoming does not allow partial passes.Source: Pearson VUE, Wyoming Insurance Licensing Candidate Handbook (Jan 2023)
How much does the Wyoming property and casualty exam cost?
Single line: $96. Combined property and casualty: $113.Source: Pearson VUE, Wyoming Insurance Licensing Candidate Handbook (Jan 2023)
Do I need fingerprints for a Wyoming license?
Yes. Submit fingerprints and the fee for the criminal history record check.Source: Pearson VUE, Wyoming Insurance Licensing Candidate Handbook (Jan 2023)
How much of the Wyoming property and casualty exam is state law?
State law is usually around 20 to 30 percent of a state's producer exam. Check the Wyoming candidate handbook from your testing provider for the exact content outline.
What does the Wyoming state law section cover?
Common areas include licensing and continuing education, auto liability minimums, cancellation and nonrenewal notice rules, and the guaranty fund. This page covers: Licensing and CE, Guaranty Association, Workers Compensation.
Where do these state questions come from?
Each state question is written from the state's statutes, regulations, or insurance department guidance, and the source is linked under the answer so you can read it yourself.
Do I still need the general questions?
Yes. Most of the exam is general property and casualty knowledge. The full exam option here mixes 367 general questions with the Wyoming state law questions.